Smart spending tracker
Log food, transport, rent, data, debt, and subscriptions in Naira without spreadsheet stress.
Built for Nigerians, priced in Naira
Know exactly where your naira goes
StayGuided tracks spending, sets smart budgets, and gives you real control over your money without confusing charts or foreign currency assumptions.
Protected sessions No card needed Naira-first
Product preview · demo data
Adaeze Okafor
AO
Safe to spend today
₦18,420
Based on income, budgets, and current burn rate
Spent this month
₦124,300
8% lower than last month
Budget remaining
₦75,700
On track
Sample transactions
🛒
Shoprite — Ikeja
Updated just now
−₦18,400
⛽
NNPC Fuel
Updated just now
−₦25,000
💰
Salary — Zenith Bank
Updated just now
+₦350,000
Features
Everything you need to manage money better
Clear, secure, mobile-first personal finance tools for real Nigerian spending habits.
Budget rails
Set monthly category limits and see what is safe to spend before you make the next purchase.
Naira-first records
Every flow is built around ₦ amounts, Nigerian spending categories, and real everyday money behavior.
Behavioral nudges
Mood checks, opportunity-cost previews, and burn-rate warnings help stop regret spending early.
Secure private workspace
Authentication, validation, audit logs, rate limits, and server-owned financial writes protect your records.
No bank password required
Start manually without sharing bank credentials. You control what gets recorded and when.
3 min
to start tracking
₦0
card required
24/7
private access
How it works
Up and running fast
1
Create your free account
Sign up with email. No card or bank login needed to start.
2
Log income and spending
Type sentences like ‘Spent 12k on fuel’ or use manual entry.
3
Follow the safe-to-spend signal
Use budgets and insights to know what your naira can safely handle.
Your naira deserves a plan.
Create a free account and start building better spending habits today.
Create your free account